Term life insurance provides coverage for a set period of time, typically from 10 to 30 years. If you die before the term is up, the insurance company pays out benefits to your beneficiaries. Term life policies are simpler and usually less expensive than permanent life plans. We have access to hundreds of life insurance carriers, but are not beholden to any of them. We have no quotas to meet - only to provide you with the best plan at the best cost. We work for you!