Buy/Sell & Key Person Planning
HRIS | Payroll
Employee Portal | Online Enrollment
ACA Tracking & Reporting
Total Compensation Statements
Federal & State Regulations
Dedicated Client Service Team
Customizable Communication Tools
Educational Enrollment Meetings
Informative Employee Benefit Guides
Electronic Notice Distribution
Term Life Insurance,
Permanent Life Insurance
Long Term Care
Fixed & Indexed Annuities
The term disability income (DI) insurance refers to an insurance policy that provides income to individuals who can no longer work because of a disability. Disability income insurance helps protect people from financial losses if an accident or illness renders them incapable of working and receiving regular income. Disability insurance is available through employers, Social Security or insurance companies and comes in short-term and long-term disability coverage. Premiums are based on a number of factors, including a person's age and occupation. Policies pay benefits on a monthly basis.
Disability income insurance provides insured individuals with income when they can no longer work because of an accident, injury, illness, and/or disability.
DI insurance is available through employers, the Social Security Administration, or private insurance companies.
Policies pay out benefits for short- or long-term disability coverage.
Premiums are based on a number of factors, including a person's age and occupation.
Policies pay benefits on a monthly basis, normally after the waiting period.
California State Disability Insurance (SDI) is a short-term public insurance program run by California's Employment Development Department (EDD). SDI pays you
about 60% of what you used to make at work
because you: Have a non-work-related illness or injury. These SDI payments may continue for up to a year.
Individual DI insurance policies pay benefits all the way to one's retirement age.